1. Reward Credit Cards
• Cashback Cards: Return a percentage of your spending as cash rewards.
• Points Cards: Earn points that can be redeemed for travel, merchandise, or discounts.
• Travel Cards: Provide benefits like miles, airport lounge access, and travel insurance.
2. Low-Interest Credit Cards
Ideal for those who carry balances, as they minimize interest payments.
3. Balance Transfer Credit Cards
Designed for consolidating debt with a 0% introductory APR on balance transfers.
4. Secured Credit Cards
Require a security deposit and are great for building or rebuilding credit.